The Makings of a Good Emergency Fund

I had just gotten home from work when I heard a knock at my door. I opened it to find one of my new neighbors whom I hadn't met yet. He proceeded to tell me how I had water gushing through my yard and into the street, the cause likely a burst water line. It wasn't until he mentioned contacting the county to see if they would forgive the cost of water literally going down the drain until I thought about how much all of this might cost. I had only bought my house three months ago. How could I already have a catastrophe on my hands? Even if you…

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