Welcome!
MissFinFree is about my personal journey to financial freedom, often called financial independence or FI. Financial independence is the notion that you achieve freedom from money and the power that it holds over you. Being financially independent does not mean you are uber-rich, flaunting gaudy purchases others can’t afford. Financial independence is about inverting the focus of your life from money to the lifestyle you want to achieve.
This site is a way of sharing what has helped me on my pursuit of financial freedom with others. I hope MissFinFree helps you achieve your own financial freedom.
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2022 Recap: Year End Finances and FI Friends
I have so much to say I’m not sure where to begin! One thing is certain, 2022 was one of the best years I can remember. While it involved lots of adventurous trips, the greatest reason for my satisfaction learning how to change priorities. In years past, I prioritized work and everything else that I thought I should do. I routinely deprioritized my immediate happiness for some future promise. While that paid off for me, I spent many unhappy years just trudging along. Now I am in a position to no longer let the *shoulds* take priority. In 2022 I started prioritizing ….. Read more
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How I Saved $130,000 by Paying Off My Mortgage Early
I admit I didn’t completely know what I was doing when I bought my first home. I really only knew it was going to be the most expensive purchase I’d ever make. It wasn’t until I saw the first monthly bill that I fully understood just how true that would turn out to be. After 9 years I saved $130,000 by paying off my mortgage early. Here I’ll explain exactly how I did it so that you can also achieve financial freedom. Read more
Travel Hacking 101: How to be Frugal without Sacrificing Travel
After quitting my job last year, I went from having money and no time to time and no money. Yet I flew to London, Iceland, Montana and Florida. I booked 4-star hotels in London, Paris, Gatlinburg and Orlando. Had I paid all for all of that travel out of pocket I’d have spent thousands of dollars. But I didn’t spend a dime. How did I manage a year of epic travel without breaking the bank? Read more